With Vodafone IOU, you can borrow up to £3 from us if you run out of credit. You’ll pay it back when you next top up.
There's a 45p service charge when you use IOU – we'd take a total of £3.45 credit from your next top up. Vodafone IOU can be used for data, minutes, or texts.
To opt into Vodafone IOU, you must be 18 or over, have been a Vodafone customer for more than 7 days and topped up at least £5. Once you have paid back your IOU amount, you'll automatically be opted out.
To opt in, text IOU to 468.
To opt out, text Remove to 468.